In order to cover property risks, the insurances companies offer various solutions. The traditional property insurances include the so-called special insurances permitting to cover the immovable and movable property of the cooperative. They can be fire insurances, breakdown insurances, housebreaking and burglary insurances.
The so-called combined insurances cover very well the needs of property insurance of the cooperatives. They can be engineering insurances, real estate insurances, horticultural insurances, and so on.
The cover of so-called all-risk insurance policies is the largest. In principle, they compensate for any sudden and unforeseen damage-causing event involving property not excluded in their respective terms. They are called all-risk property insurances, “business insurance” for the commercial and service sectors, contractor’s all-risk insurance, and electronic device insurance.